Plots in installments without a bank.
More than 400 plots in 6 provinces
Plots you can buy in installments
Building plots by an asphalt road in Warnino, 8 km from Tychowo
Building plots by an asphalt road in Piasek, 13 km from Cedynia
Building plots on the edge of the Puszcza Piaskowa forest, 13 km from Cedynia
Building plots by the forest in Piasek, 13 km from Cedynia
Agricultural plots next to a forest in Dargikowo, 8 km from Białogard
Building plots on a clearing among forests in Łęczno, 4 km from Białogard
From a phone call to the deed, in five steps.
You call or write, we pick a plot and agree the terms: down payment and number of installments. No obligation.
A reservation deposit of 4,000 zł holds the plot for you. The amount counts towards the purchase price.
You sign the notarial deed and from that moment you own the plot. The installments are secured by a mortgage on the plot.
You repay in equal monthly installments over up to 5 years, interest-free. You can pay off early with no penalty.
After the last installment the mortgage is removed and the plot carries no encumbrances. You can build from the first day after signing the deed.
Calculate your installment
The calculation is indicative only and does not constitute an offer. 0% installments are merchant credit straight from the seller, no bank and no BIK check.
0% installments, no secrets
Are 0% installments really 0%?
Yes. The price is the same whether you pay in cash or in installments: no interest, commission or fees for spreading the payment. We earn from selling land, not from lending.
Buying without a bank, is it safe?
Every contract is concluded before a notary as a deed, and the installment schedule is part of it. The notary checks the land register and the plot's legal status before you sign anything. From the signing of the deed you are the owner, and the installments are secured by a mortgage on the plot, removed after the last installment.
What if I stop paying?
First we talk: extending the term or temporarily suspending an installment is possible. The rules for any withdrawal are written plainly in the notarial deed, with no fine print.
Can I pay off early?
Yes, at any time and at no extra cost. Paying off in full or in part speeds up the removal of the security.
What is the minimum down payment?
Usually 10% of the plot price at the signing of the notarial deed, the rest is spread into installments. We state the exact amount with each listing.
Do you check creditworthiness or credit history?
No. We do not check creditworthiness or credit history, because this is not a loan. What matters is the down payment and the notarial contract.